Additional Resources
Now Accepting Nominations
for Board of Directors or Supervisory Committee. Please contact Susan Lanahan at (360) 685-4005 or email slanahan@northcoastcu.com by March 27, 2012.
Tax Day
Income Tax Returns are due Tuesday April 17th this year. Click on the Turbo Tax icon below to receive a 10% discount on the Deluxe Edition.
Bring in Your CFL Lightbulbs!
Recycle receptacles at all branch locations
IRA
Enjoy tax-deferred interest and the ability to save for your retirement future. At North Coast we offer a variety of Individual Retirement Accounts (IRAs) to meet your individual needs. First, it's important to understand your options:
The Traditional IRA
The Traditional IRA is a tax-deferred account that helps you save for your retirement. Contributions made to your Traditional IRA are typically tax-deferred and interest is tax-deferred until funds are withdrawn.
The Roth IRA
The Roth IRA also enjoys the benefit of tax free-interest. Typically, contributions made to a Roth, are not tax-deferred. So, you pay tax now to get the benefit later. Moreover, in certain circumstances, you may remove funds from your Roth without a tax penalty prior to retirement.
Are you looking to convert your Traditional IRA to a Roth? North Coast can handle your conversion needs.
The SEP IRA
Does your employer have a SEP retirement plan? If so, North Coast has your SEP IRA product. A SEP IRA can receive contributions from yourself and your employer. Your SEP IRA works much the same as a Traditional IRA; the primary difference is the contribution limitations.
This information is provided as an educational overview, and is not intended to give specific tax advice. Always consult with a properly-qualified tax advisor for individualized advice, and to determine which IRA product is right for you.
