Additional Resources
Now Accepting Nominations
for Board of Directors or Supervisory Committee. Please contact Susan Lanahan at (360) 685-4005 or email slanahan@northcoastcu.com by March 27, 2012.
Tax Day
Income Tax Returns are due Tuesday April 17th this year. Click on the Turbo Tax icon below to receive a 10% discount on the Deluxe Edition.
Bring in Your CFL Lightbulbs!
Recycle receptacles at all branch locations
Auto Loans
Are you ready to buy that new car of your dreams? North Coast is here to help. We offer a no hassle application process: online, in a local branch, or by phone.
Pre-approve, and Shop With Confidence
Standing on the showroom floor isn't an ideal time or place to ask the question, "Can I afford this?" Pre-approval gives you the freedom to shop for a car in a price range you know you can afford, because the financing is already lined up and waiting.
If you're already at the dealer (perhaps even reading this now on your smartphone?), feel free to give us a call for independent advice including retail pricing based on the VIN, or to discuss loan needs and terms.
Your Loan Stays Local
Many places provide auto financing. Trust North Coast to service your loan with the care and attention you deserve. The interest you pay on your loan flows into your local community, not to the finance arm of an auto maker or to someone looking to sell your loan to make a quick buck.
Other Benefits to Consider
Fully Protected Loan Payments
We offer insurance to protect you in the event of death or disability. With protected loan payments, insurance will payoff your loan in the event of your death, or cover your monthly payments if you become disabled and unable to work.
Mechanical Breakdown Coverage
Want the peace of mind knowing that unexpected auto-repair costs won't sink your budget? With mechanical breakdown coverage, insurance against mechanical problems is financed into your loan. When it comes time to pay the mechanic—and that time will come—all you need to do is submit a claim.
Filling in the GAP
If your auto is ever stolen, or declared a total loss by your insurance company, your payout may not cover the full amount owed on the loan. This occurs because vehicles depreciate at different rates, and these rates don't match the repayment schedule over the life of the loan.
GAP insurance is designed (and cleverly named) to deal with this gap. When a vehicle is declared a total loss, insurance companies pay the current value of the vehicle. If a balance remains on the loan after this payout, GAP insurance will cover the difference.
GAP insurance provides peace of mind through knowing that you will not be liable for a balance on a vehicle you no longer have. For a one-time fee, your vehicle will be covered for the life of the loan.
Other benefits of GAP insurance:
- $1,000 towards a new car financed at North Coast
- $1,000 towards any unmet insurance deductible
| New and Used Vehicles | |
| Rate | 4.00% to 10.75% APR |
| Repayment Terms | Up to 60 Months |
| Details | Financing is not dependent on new or used. Max 115% LTV based on purchase price, MSRP, or NADA value. Ask for details. |
| Full Details |  |
