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Additional Resources
Bring in Your CFL Lightbulbs!
Recycle receptacles at all branch locations
Loan Rates Overview
A printable version of our rates (PDF) is also available.
Last updated: February 14, 2012.
| Vehicles | |
|---|---|
| New and Used Vehicles | |
| Rate | 4.00% to 13.00% APR |
| Repayment Terms | Up to 72 Months (rate does not increase due to increase in term) |
| Recreational Vehicles | |
| Motorhomes | |
| Rate | 5.875% to 12.875% APR |
| Repayment Terms | Up to 240 months |
| RV / Motorcycles / ATVs / Jet Skis / Snowmobiles / etc | |
| Rate | 7.375% to 17.125% APR |
| Repayment Terms | Up to 60 Months |
| Personal (unsecured) | |
| Smart Line of Credit | |
| Rate | 8% to 18% APR |
| Repayment Terms | Revolving, interest only payments |
| Personal Line of Credit | |
| Rate | 9% to 18% APR |
| Repayment Terms | Revolving, interest only payments |
| Personal Loan | |
| Rate | 9.00% to 18.00% APR |
| Repayment Terms | Up to 60 months |
| CD & Share Secured | |
| Share Secured | |
| Rate | 6% - 6.5% APR |
| Repayment Terms | Up to 10 years |
| CD Secured | |
| Rate | Certificate rate plus 3% |
| Repayment Terms | CD must be pledged throughout loan term |
| Real Estate | |
| Mortgage Loans | |
| Rate | Rates may change daily. Call for current rates. |
| Repayment Terms | 5/1 ARM |
| Home Equity | |
| Rate | 4.5% - 7.5%, 4.89% - 7.94% APR with 1.00% fee |
| Repayment Terms | 5/1 Adjustable Rate w/30 year amortization |
| HELOC | |
| Rate | 6.00% - 9.25% APR |
| Repayment Terms | 20 year loan, revolving for 10 years, then closed end for 10. |
| Manufactured Home Loan | |
| Rate | 7.00% - 9.00%, 7.36% - 9.38% APR, with 1.00% fee |
| Repayment Terms | Fixed rate, 15 year balloon, with amortizations up to 30 years. |
| Non-Equity Home Improvement | |
| Rate | 6.75% - 18.00% APR |
| Repayment Terms | Fixed rate, up to 120 month repayment term. |
