Effective Monday March 30, 2020 our Lobbies are open to our members by appointment. Make an appointment by calling 800-696-8830. Drive Thru Service is open for members and non members from 8:30am - 6pm at our Mount Vernon, Bellingham and Ferndale branches. Online and Mobile Banking, Phone Banking, Mobile Check Deposit and ATMs are always available.
If you need a little help, use your North Coast Privilege Pay. Opt in for Privilege Pay when you get your checking account.
Cover overdrafts up to 35 Days
We cover overdrafts from:
- Checking Accounts
- In Person withdrawals
- Electronic fund transfers
- Automatic bill payments
Per use fee is $25.
Per use fee is $10 with FREE Smart Checking Benefits.
Opt in or out of Privilege Pay by using the form below, calling us or by visiting your neighborhood branch.
Additional Privilege Pay
You may also ask that your Privilege Pay covers:
- ATM Transactions
- Everyday debit card transaction
Opt in or out of Privilege Pay by using the form below, by calling us or by visiting your neighborhood branch.
When you use Privilege Pay
Each time you use Privilege Pay you agree:
- Pay $25 fee for each overdraft (or $10 with FREE Smart Checking Benefits)
- Bring your account to a positive balance within 35 days.
Save Privilege Pay Fees
Save on Privilege Pay fees when you cover overdrafts with a Savings Account or Line of Credit:
- Requires linking accounts prior to overdraft
- Per use fee is $5
We pay overdrafts at our discretion which means we do not guarantee we will always authorize and pay any type of transaction.
We reserve the right to revoke or suspend Privilege Pay Services at any time.
We reserve the right to recapture repayments for overdrafts from any type of funds deposited.