Effective Monday March 30, 2020 our Lobbies are open to our members by appointment. Make an appointment by calling 800-696-8830.  Drive Thru Service is open for members and non members from 8:30am - 6pm at our Mount Vernon, Bellingham and Ferndale branches.  Online and Mobile Banking, Phone Banking, Mobile Check Deposit and ATMs are always available.


Personal Loans

Let us know what you need and we will find a loan that fits. We offer secured and unsecured loans structured specifically to meet your needs. 

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Personal Loans

  • Best for one-time expenses of $10,000 or less
  • Repayment terms up to 60 months

Vehicle Secured

  • Use the equity in your car to secure another loan

Secured Loans

  • Best for establishing credit
  • Secure your loan with a Savings Account or CD

Open LOC

  • Open Lines of Credit are best for ongoing expenses
  • Use as a buffer against unexpected needs
  • Use and repay at any time
  • Use as an alternative to credit cards

Smart Loans LOC

  • Offers lower interest rates and no maintenance fees
  • A Really FREE Smart Checking Benefit

Citizenship Loans

  • Use to cover the fees associated with Citizenship and DACA applications
  • Very low rates
  • Repayment in easy to manage monthly installments