Checking Accounts

YES! You can have Really FREE Checking with no strings attached.  APR = Annual Percentage Rate

FREE Smart Checking

  • Free Account, no minimum balance
  • Fee Free ATMs
  • Online and Mobile Banking
  • Mobile Deposits
  • Bill Pay
  • eStatements & eAlerts

FREE Smart Checking Benefits

  • Earn 3.90% Annual Percentage Yield on the first $1,000 in your FREE Smart Checking Account
  • Save $15 on each Privilege Pay Overdraft
  • Save $50 when Smart Benefits pay the annual fee on your BIG Rewards Credit Card
  • No monthly fee on Interest Bearing Checking

Earn FREE Smart Checking Benefits 

Earn FREE Smart Checking Benefit when you do some of your banking online.

  • Have a valid eMail address and use eStatements
  • Use Direct Deposit and Bill Pay at least once a month
  • Use your North Coast Debit or Credit Card at least once a month

Interest Bearing Checking

Earn dividends on your account.

  • $5 Monthly Fee
  • No Monthly Fee with a daily balance of $1,000
  • No Monthly Fee with FREE Smart Checking Benefits
  • Fee Free ATMs
  • Online and Mobile Banking
  • Mobile Deposits
  • Bill Pay
  • eStatements & eAlerts

Money Market Checking

Earn dividends on your account.

  • Minimum balance to earn dividends is $2,500
  • Maximum 6 pre-authorized withdrawals each month
  • Online and Mobile Banking
  • Mobile Check Deposits
  • Bill Pay
  • eStatements & eAlerts

1000s of Fee Free ATMs

  • ATMs at North Coast branches take deposits
  • ATMS at North Coast branches offer $1, $5, $10 and $20 bills
  • Find a Fee Free ATM anywhere in the country

Find ATM

Mobi
Money

MobiMoney is a FREE App for North Coast Members. 

  • Turn your cards on and off
  • Set spending limits
  • Set limits on where the card can be used
  • Sends Transaction Alerts in real time
  •  Find MobiMoney in your App store

Choose Your Debit Card Design

Open your North Coast Checking Account with your Social Security or ITIN number