Checking Accounts
YES! You can have Really FREE Checking with no strings attached. APR = Annual Percentage Rate
FREE Smart Checking
- Free Account, no minimum balance
- Fee Free ATMs
- Online and Mobile Banking
- Mobile Deposits
- Bill Pay
- eStatements & eAlerts
FREE Smart Checking Benefits
- Earn 3.90% Annual Percentage Yield on the first $1,000 in your FREE Smart Checking Account
- Save $15 on each Privilege Pay Overdraft
- Save $50 when Smart Benefits pay the annual fee on your BIG Rewards Credit Card
- No monthly fee on Interest Bearing Checking
Earn FREE Smart Checking Benefits
Earn FREE Smart Checking Benefit when you do some of your banking online.
- Have a valid eMail address and use eStatements
- Use Direct Deposit and Bill Pay at least once a month
- Use your North Coast Debit or Credit Card at least once a month
Interest Bearing Checking
Earn dividends on your account.
- $5 Monthly Fee
- No Monthly Fee with a daily balance of $1,000
- No Monthly Fee with FREE Smart Checking Benefits
- Fee Free ATMs
- Online and Mobile Banking
- Mobile Deposits
- Bill Pay
- eStatements & eAlerts
Money Market Checking
Earn dividends on your account.
- Minimum balance to earn dividends is $2,500
- Maximum 6 pre-authorized withdrawals each month
- Online and Mobile Banking
- Mobile Check Deposits
- Bill Pay
- eStatements & eAlerts
1000s of Fee Free ATMs
- ATMs at North Coast branches take deposits
- ATMS at North Coast branches offer $1, $5, $10 and $20 bills
- Find a Fee Free ATM anywhere in the country
Choose Your Debit Card Design
Open your North Coast Checking Account with your Social Security or ITIN number