We've been alerted to fraudulent text messages and phone calls impersonating North Coast's Fraud Department requesting personal and account information. Please refrain from responding to such requests. If you received suspicious messages or have any inquiries contact us directly at 800-696-8830. Your vigilance dealing with these scammers is crucial in safeguarding your personal information.
Checking Accounts
YES! You can have Really FREE Checking with no strings attached.1
24/7 Lost or Stolen Cards & Fraud: 1-800-696-8830
Activation & PIN Selection: 1-833-998-4639
PIN Change: 1-877-267-6941
Sometimes extra verification is required to add a card to your Mobile Wallet. If prompted, please call 1-833-964-1215
To learn more about fraud and how to protect yourself visit here.
FREE
Checking1
- No monthly maintenance fees.
- No minimum balance required.
- Thousands of fee-free ATMs nationwide.
- Free debit card with $100 opening balance.
- Online & Mobile Banking with Mobile Deposit, Bill Pay, eStatements, & eAlerts, and much more!
1No monthly maintenance fees for Free Checking accounts. No minimum balance required. Inactivity and overdraft fees may apply. Federally insured by NCUA.
Interest Bearing Checking
- Earn dividends on your balance
- $5 monthly fee, waived with $1,000 daily balance
- Debit Card with a $100 opening balance
- Thousands of fee-free ATMs nationwide
- Online & Mobile Banking with Mobile Deposit, Bill Pay, eStatements, eAlerts, and more.
Money Market Checking
Earn dividends on your account.
- Minimum balance to earn dividends is $2,500
- Online and Mobile Banking
- Mobile Check Deposits
- Bill Pay
- eStatements & eAlerts
Smart
Benefits
Available on your FREE Checking or Interest Bearing Checking Account.
- Earn 1.90% APY2 on the first $1,000 in your account
- Save $15 on each Courtesy Pay overdraft
- No Annual Fee on BIG Rewards Credit Card
- No Annual Fee on IRA Accounts
- No Annual Fee on Lines of Credit
To Qualify for Smart Benefits:
- Use eStatements
- One or more Direct Deposits each month
- Use North Coast Credit/Debit card at least once a month
Benefits adjust automatically to the appropriate level.
2APY = Annual Percentage Yield
Fee Free ATMs
- ATMs at North Coast branches take deposits
- ATMS at North Coast branches offer $1, $5, $10 and $20 bills
- Thousands of Fee Free ATM throughout the country
Card Suite Lite
Manage your cards with the free app, Card Suite Lite
- Freeze & Unfreeze your cards instantly
- Set spending limits
- Set limits on where the card can be used
- Sends Transaction Alerts in real time
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Choose Your Debit Card Design
Open your North Coast Checking Account with your Social Security or ITIN number