Effective Monday March 30, 2020 our Lobbies are open to our members by appointment. Make an appointment by calling 800-696-8830.  Drive Thru Service is open for members and non members from 8:30am - 6pm at our Mount Vernon, Bellingham and Ferndale branches.  Online and Mobile Banking, Phone Banking, Mobile Check Deposit and ATMs are always available.

COVID-19 UPDATES CLICK HERE

Checking Accounts

YES! You can have Really FREE Checking with no strings attached.  APY = Annual Percentage Yield

FREE Smart Checking

  • Free Account, no minimum balance
  • Fee Free ATMs
  • Online and Mobile Banking
  • Mobile Deposits
  • Bill Pay
  • eStatements & eAlerts

FREE Smart Checking Benefits

  • Earn 3.90% Annual Percentage Yield on the first $1,000 in your FREE Smart Checking Account
  • Save $15 on each Privilege Pay Overdraft
  • Save $50 when Smart Benefits pay the annual fee on your BIG Rewards Credit Card

Earn FREE Smart Checking Benefits 

Earn FREE Smart Checking Benefit when you do some of your banking online.

  • Have a valid eMail address and use eStatements
  • Use Direct Deposit and Bill Pay at least once a month
  • Use your North Coast Debit or Credit Card at least once a month

Interest Bearing Checking

Earn dividends on your account.

  • $5 Monthly Fee
  • No Monthly Fee with a daily balance of $1,000
  • No Monthly Fee with FREE Smart Checking Benefits
  • Fee Free ATMs
  • Online and Mobile Banking
  • Mobile Deposits
  • Bill Pay
  • eStatements & eAlerts

Money Market Checking

Earn dividends on your account.

  • Minimum balance to earn dividends is $2,500
  • Maximum 6 pre-authorized withdrawals each month
  • Online and Mobile Banking
  • Mobile Check Deposits
  • Bill Pay
  • eStatements & eAlerts

1000s of Fee Free ATMs

  • ATMs at North Coast branches take deposits
  • ATMS at North Coast branches offer $1, $5, $10 and $20 bills
  • Find a Fee Free ATM anywhere in the country

Find ATM

Mobi
Money

MobiMoney is a FREE App for North Coast Members. 

  • Turn your cards on and off
  • Set spending limits
  • Set limits on where the card can be used
  • Sends Transaction Alerts in real time
  •  Find MobiMoney in your App store

Choose Your Debit Card Design

Open your North Coast Checking Account with your Social Security or ITIN number