Checking Accounts
YES! You can have Really FREE Checking with no strings attached.1
24/7 Lost or Stolen Cards & Fraud: 1-800-696-8830
Activation & PIN Selection: 1-833-998-4639
PIN Change: 1-877-267-6941
Sometimes extra verification is required to add a card to your Mobile Wallet. If prompted, please call 1-833-964-1215
To learn more about fraud and how to protect yourself visit here.
FREE
Checking1
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- No monthly maintenance fees.
- No minimum balance required.
- Thousands of fee-free ATMs nationwide.
- Free debit card with $100 opening balance.
- Online & Mobile Banking with Mobile Deposit, Bill Pay, eStatements, & eAlerts, and much more!
1No monthly maintenance fees for Free Checking accounts. No minimum balance required. Inactivity and overdraft fees may apply. Federally insured by NCUA.
Interest Bearing Checking
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- Earn dividends on your balance
- $5 monthly fee, waived with $1,000 daily balance
- Debit Card with a $100 opening balance
- Thousands of fee-free ATMs nationwide
- Online & Mobile Banking with Mobile Deposit, Bill Pay, eStatements, eAlerts, and more.
Money Market Checking
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Earn dividends on your account.
- Minimum balance to earn dividends is $2,500
- Online and Mobile Banking
- Mobile Check Deposits
- Bill Pay
- eStatements & eAlerts
Smart
Benefits
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Available on your FREE Checking or Interest Bearing Checking Account.
- Earn 1.90% APY2 on the first $1,000 in your account
- Save $15 on each Courtesy Pay overdraft
- No Annual Fee on BIG Rewards Credit Card
- No Annual Fee on IRA Accounts
- No Annual Fee on Lines of Credit
To Qualify for Smart Benefits:
- Use eStatements
- One or more Direct Deposits each month
- Use North Coast Credit/Debit card at least once a month
Benefits adjust automatically to the appropriate level.
2APY = Annual Percentage Yield
1000s of Fee Free ATMs
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- ATMs at North Coast branches take deposits
- ATMS at North Coast branches offer $1, $5, $10 and $20 bills
- Find a Fee Free ATM anywhere in the country
Choose Your Debit Card Design
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![](/Media/NorthCoastCU/Credit-and-Debit-Card-Images/Debit_coast_185x101.jpg)
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Open your North Coast Checking Account with your Social Security or ITIN number