Checking Accounts

FREE
Checking

• No monthly maintenance fees.
• No minimum balance required.
• Thousands of fee-free ATMs nationwide.
• Free debit card with $100 opening balance.
• Online & Mobile Banking with Mobile Deposit, Bill Pay, eStatements, & eAlerts, and much more!

*No monthly maintenance fees for Free Checking accounts. No minimum balance required. Inactivity and overdraft fees may apply. Federally insured by NCUA.

Interest Bearing Checking

• Earn dividends on your balance
• $5 monthly fee
• Waive monthly fee with $1,000 daily balance
• Qualify for Smart Benefits
• Debit Card with a $100 opening balance
• Fee Free ATMs
• Online and Mobile Banking
• Mobile Deposits
• Bill Pay
• eStatements & eAlerts

Smart
Benefits

Available on your FREE Checking or Interest Bearing Checking Account.

• Earn 1.90% APY^ on the first $1,000 in your account
• Save $15 on each Courtesy Pay overdraft
• No Annual Fee on BIG Rewards Credit Card
• No Annual Fee on IRA Accounts
• No Annual Fee on Lines of Credit

To Qualify for Smart Benefits:

• Use eStatements
• One or more Direct Deposits each month
• Use North Coast Credit/Debit card at least once a month

Benefits adjust automatically to the appropriate level.

^APY = Annual Percentage Yield

Money Market Checking

Earn dividends on your account.

• Minimum balance to earn dividends is $2,500
• Online and Mobile Banking
• Mobile Check Deposits
• Bill Pay
• eStatements & eAlerts

1000s of Fee Free ATMs

• ATMs at North Coast branches take deposits
• ATMS at North Coast branches offer $1, $5, $10 and $20 bills
• Find a Fee Free ATM anywhere in the country

Find ATM

Mobi
Money

MobiMoney is a FREE App for North Coast Members. 

• Turn your cards on and off
• Set spending limits
• Set limits on where the card can be used
• Sends Transaction Alerts in real time
•  Find MobiMoney in your App store

Courtesy
Pay

Courtesy Pay is an overdraft service.  Learn more on our Courtesy Pay Page.