Lobbies are open by appointment. 800-696-8830. Drive Thru Service available. Covid-19 Updates

Checking Accounts

YES! You can have Really FREE Checking with no strings attached.  APY = Annual Percentage Yield

FREE
Checking

  • Free Account 
  • No Minimum Balance
  • Qualify for Smart Benefits
  • Debit Card with a $100 opening balance
  • Fee Free ATMs
  • Online and Mobile Banking
  • Mobile Deposits
  • Bill Pay
  • eStatements & eAlerts

Interest Bearing Checking

  • Earn dividends on your balance
  • $5 monthly fee
  • Waive monthly fee with $1,000 daily balance
  • Qualify for Smart Benefits
  • Debit Card with a $100 opening balance
  • Fee Free ATMs
  • Online and Mobile Banking
  • Mobile Deposits
  • Bill Pay
  • eStatements & eAlerts

Smart
Benefits*

  • Earn 3.90% APY on the first $1,000 in your account
  • Save $15 on each Privilege Pay overdraft
  • No Annual Fee on BIG Rewards Credit Card
  • No Annual Fee on IRA Accounts
  • No Annual Fee on Lines of Credit

*Qualify for Smart Benefits:

  • Use eStatements
  • One or more Direct Deposits each month
  • Use North Coast Credit/Debit card at least once a month

Money Market Checking

Earn dividends on your account.

  • Minimum balance to earn dividends is $2,500
  • Online and Mobile Banking
  • Mobile Check Deposits
  • Bill Pay
  • eStatements & eAlerts

1000s of Fee Free ATMs

  • ATMs at North Coast branches take deposits
  • ATMS at North Coast branches offer $1, $5, $10 and $20 bills
  • Find a Fee Free ATM anywhere in the country

Find ATM

Mobi
Money

MobiMoney is a FREE App for North Coast Members. 

  • Turn your cards on and off
  • Set spending limits
  • Set limits on where the card can be used
  • Sends Transaction Alerts in real time
  •  Find MobiMoney in your App store

Choose Your Debit Card Design

Open your North Coast Checking Account with your Social Security or ITIN number