Online Banking

Privacy Policy

Privacy Policy

North Coast Privacy Policy
FACTS WHAT DOES NORTH COAST CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and transaction history credit history and credit scores When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons North Coast Credit Union chooses to share; and whether you can limit this sharing.
North Coast Privacy Policy
Reasons we can share your personal information Does North Coast Credit Union share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes — information about your transactions and experiences No We Don't Share
For our affiliates’ everyday business purposes — information about your creditworthiness No We Don't Share
For our affiliates to market to you No We Don't Share
For nonaffiliates to market to you No We Don't Share
North Coast Privacy Policy
Who we are
Who is providing this notice? North Coast Credit Union
North Coast Privacy Policy
What we do
How does North Coast Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does North Coast Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • pay your bills or deposit money
  • use your debit card

We also collect your personal information from other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
North Coast Privacy Policy
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • We have no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • North Coast Credit Union does not share with nonaffiliates so they can market to you, except for our joint marketing arrangements.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial services and insurance companies
North Coast Privacy Policy
Questions?
Call us at 800-696-8830, go to www.northcoastcu.com, or write to us at: North Coast Credit Union, 1100 Dupont Street, Bellingham, WA 98225