Blog

Welcome to NCCU's Blog. Here you will find more information about our involvement with the community and the products and services we offer.

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    Big Banks Said We Don't Fall Into Their Category

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    North Coast Said YES to my First Home Loan

    North Coast Credit Union understands sometimes life happens - whether it's an unexpected medical expense, home repair, job change or even a recent divorce. Unlike the "Big Banks", we evaluate and approve loans in-house and we never sell your loans to third parties.

    Are you a first-time homebuyer looking for an affordable loan? Our Mortgage Experts can work with you to compare all the options and help you make the best choice. Even if you don't have a perfect credit history or no credit at all, we are willing to listen to your story and work … more

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    Skip A Pay To Save The Day

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    Woke up to a leaky roof? Just found out that your cousin is getting married in Cleveland? Did your big client “forget” to pay? Hit with unexpected “extras” on your DIY project? North Coast Credit Union understands life doesn’t always go according to plan and there are times when we all need a little extra cash. That’s why we created the Skip A Pay to Save the Day option for all of our vehicle loans!

    Just fill out the Skip A Pay to Save the Day form* at least five days before your next North Coast Auto Loan payment. Skip the payment and use your cash for your immediate needs.

    If you have a … more

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    Truly Mobile Banking From North Coast Credit Union

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    North Coast Credit Union offers truly mobile banking; whether you want to transfer funds on the go or paying with your phone! You can be rest assured your transactions will be safe with our state-of-the-art security. Anything you can do in Online Banking, you can do with our Mobile Banking app!

    Mobile Banking App Features:

    Pay bills

    Deposit checks

    Pay loans

    Make transfers

    Send money P2P

    View check images

    And more!

    Safe and SecureWant to keep your login secure? No problem! You can use your fingerprint, facial recognition or your password to login. We even offer optional Two- … more

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    Power In Numbers

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    North Coast Credit Union Offers Small, 12-Month DACA and Citizenship Loans

    At North Coast Credit Union, we share the belief that we are stronger together. For over 80 years, it's been our mission to work hand-in-hand with our neighbors to help them achieve their financial goals. One of the ways we accomplish this is by listening and responding to the specific needs of our members.

    In 2013, we listened to our members when they told us the community needed small loans for DACA filing fees. A year ago, we launched a similar loan program for the fees associated with Citizenship applications. … more

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    Operation Warm

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    It is time for Operation Warm, North Coast Credit Union’s annual fundraiser to provide warm coats for local kids in need. Operation Warm was created by firefighters and we are proud to support our local firehouse in their fund raising efforts. After all, our credit union began in the back of the Bellingham Fire House in 1939. We hope you will join us in providing coats to local children.

    Operation Warm leads to so much more than just warmth for these children. We know that children do better in school when their basic needs are met. These coats help improve school attendance and academic … more

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    Skagit Financial PEOPLE

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    North Coast Credit Union believes our community thrives when everyone has the opportunity to achieve financial self-sufficiency which is why we partner with local organizations and non-profits to achieve this goal.

    Out of our partnership with the Skagit Asset Building Coalition came the realization there is a need for better access to financial literacy for many Skagit County residents. The Financial PEOPLE Project, headed by the United Way of Skagit County, was created to fulfill this need. Its mission is PEOPLE: Peers Empowering Others by Providing Leadership and Education.

    The … more

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    Soak Up the Points

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    Your summer just got a lot brighter!

    Get ready to earn major Bonus Reward Points with the North Coast Credit Union BIG Rewards Credit Card. Our BIG Rewards Credit Card offers competitive interest rates starting at just 11.9% APR fixed and No Fee Cash Advances from North Coast ATMs.

    Earning extra points is easier than putting on your swim goggles. Just signing up gets you 5,000 BIG Reward Points*! Then, gain an additional 5,000 BIG Reward Points when you use your card at least 10 times within 30 days.  With your summer to-do list of weekend getaways, outdoor activities, and exploring new … more

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    Jump Start Your Summer

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    $100 Gift Card with Pre-Approved Auto Loan from North Coast Credit Union

    When you get Pre-Approved for an Auto Loan at North Coast Credit Union (NCCU) and then purchase a vehicle with that loan, we'll give you a $100 NCCU Visa gift card! That's right, not only do you get to drive away in a new ride, you'll have $100 more in your wallet.

    Being pre-approved shortens the typically tedious process of purchasing a vehicle because it essentially makes you a "cash in hand" buyer. So, before you head to your local dealership, apply for your Pre-Approved Vehicle Loan online, by phone at 800-696-883 … more

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    North Coast 80th Anniversary Member Stories: Part 4

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

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    Big Banks Said I don't Fit Into Their Box

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    But North Coast Said Yes!

    When it comes to mortgage loans, North Coast Credit Union (NCCU) is confident we have the PURR-fect option for your lifestyle! Unlike those "other guys" we evaluate and approve loans in-house and never sell to third parties. 

    With first and second mortgage loans, current loan refinancing, and home equity lines of credit (HELOC), it may seem like the PAWS-ibilities are endless. Whether you are a first-time homebuyer looking for an affordable loan, have visions of a remodeling project worthy of a home improvement show, or just need emergency funds, we've got you … more

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