In observance of the upcoming holiday, our branches will close at 1pm on Friday Dec. 23rd and remain closed through Monday Dec. 26th. We will resume regular business hours on Tuesday Dec. 27th. Online & Phone Banking and ATMs are always avaialable.

North Coast Connection

Welcome to the North Coast Connection. Here you will find more information about our involvement with the community and the products and services we offer.

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    Scams Targeting Seniors

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    We wanted to share the following article written by Colleen Kelly for the Credit Union National Association. It outlines the most popular scams that target older generations. Please be aware and contact us if you feel you have affected by these or any other scams.

    June is Elder Abuse Awareness month. Up to five million older Americans are abused every year, and the annual loss by victims of financial abuse is estimated to be at least $36.5 billion. 

    People over 60 are often the targets of criminals because they are more financially secure, they may experience memory issues, and they … more

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    Beware of Text-Based Scams

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    We have received reports that fraudsters are using our name in text-based phishing scams. The texts include a link that leads to a site that requires members to input their banking information through a fake login screen. North Coast will never send a text message requesting you to click on a link and enter secure information. If you receive a text message like the one below, delete it immediately.

    Please note the out of area phone number and the use of the word “customer”. At North Coast, you are a Member, not a customer. Below is an example of a legitimate text from us. 

    When in doubt, … more

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    Watch Out for COVID Related Scams

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    Scams related to COVID-19 are on the rise. The Consumer Financial Protection Bureau has shared the following information in order to help protect ourselves.

    Scammers are preying on people looking for COVID tests. Some fraudsters are offering unauthorized home test kits. Others are setting up phony testing sites to steal your personal information. The sites may look real with tents and hazmat suits – but then you don’t get the test results, you’re charged for a “free” test, or they use your information for identity theft. To avoid these scams, keep in mind:

    Do not give your Social … more

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    Member Satisfaction Survey Follow Up

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    more

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    Happy New Year From Our CEO

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    Dear Members,

    As we enter the new year, I want to express my gratitude to each of you for your support this past year. 

    Keeping you and the North Coast Team safe and healthy was a top priority in 2021.  We appreciate your willingness to adapt to the changing safety mandates from our state and federal officials, as well as your use of remote options for day-to-day business which reduced traffic inside our branches.  We will continue to monitor the situation and update our operations in order to protect you and our team.

    While 2021 had its challenges, it was also a year of growth for North … more

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    Non-profit Spotlight: Center for Inclusive Entrepreneurship

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    Small businesses are a large part of building sustainable and resilient communities, which is why we are proud to partner with the Center for Inclusive Entrepreneurship (CIE). This amazing non-profit organization offers business training, mentorship, and support to rural and underserved businesses and communities in Clallam, Jefferson, Skagit, and Island Counties.

    CIE puts a priority on helping people with barriers to financial self-sufficiency and who have limited access to other business support. That's why they offer all their programs at no cost to the participants. They help budding … more

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    Identity Theft: What is Your Liability

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    If a thief stole your debit card do you know what your liability is? For most signature-based Visa transactions it's nothing as long as you haven't been careless. If you wait until after 60 days of receiving your statement, liability can be unlimited.

    If your credit card was stolen, you still have no liability as long as you report the loss or theft before it is used. Be sure to call immediately when you discover your card is missing. Also, make sure to keep numbers to report a loss or theft in a safe place other than your wallet. 

    You can save this inforgraphic to refer to later.  more

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    Top 5 Money Matters for High School Grads

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    Congratulations — you’ve just made it through 12 years of school. Whew! You’ve been busy mastering Algebra II or studying finals, but don’t forget about your financial wellness. Here’s the lowdown on what you need to know now about money.

      1. Open an Account

    Whether you’re going away to school or staying close to home, it’s time to start managing your own money. Open a checking account with North Coast and get a debit card. Chances are you already have a savings account, but if not, it’s time to start one. Put some money away every month to build an emergency fund for unexpected expenses. … more

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    6 Key Money Management Tips for College Grads

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    You did it! You graduated from college. All that hard work finally paid off. Now that you don’t have to spent hours writing essays and taking exams, it’s a great time to focus on something else — your financial wellness. Take control of your finances and set yourself up for success with these key money management tips.

    Know What You Owe

    If you’ve taken out student loans, whether federal or private, you’ll need to understand how much you owe in total. You can find your federal student loan balance and repayment information online at studentaid.gov. Be sure to check with private lenders, … more

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    Recovering Together: Thank You Public Employees

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      Every year, our Annual Meeting makes us thankful for our firefighters and other public employees. North Coast Credit Union began at the Bellingham Firehouse in 1939 (we're 82 this year!). Back then, we made loans out of a single cash drawer kept in a desk at the Firehouse and a deposit might be interrupted by the fire bell. We held our first Annual Meeting at the Bellingham Fire Department headquarters, now the location of the Syre Educational Building.

    Public employees have always responded to our needs in the community and last year was no different. Our hearts are full of gratitude for … more