Welcome to North Coast Credit Union, Tesoro Members. This is your new website since Tesoro NW Federal Credit Union merged with North Coast on June 1st.

North Coast Connection

Welcome to the North Coast Connection. Here you will find more information about our involvement with the community and the products and services we offer.

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    Big Banks Said I don't Fit Into Their Box

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    But North Coast Said Yes!

    When it comes to mortgage loans, North Coast Credit Union (NCCU) is confident we have the PURR-fect option for your lifestyle! Unlike those "other guys" we evaluate and approve loans in-house and never sell to third parties. 

    With first and second mortgage loans, current loan refinancing, and home equity lines of credit (HELOC), it may seem like the PAWS-ibilities are endless. Whether you are a first-time homebuyer looking for an affordable loan, have visions of a remodeling project worthy of a home improvement show, or just need emergency funds, we've got you … more

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    North Coast 80th Anniversary Member Stories: Part 3

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    North Coast has been devoted to our members for 80 years and counting! We appreciate all of you! Here's to 80 more years!

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    Community Strong

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    Community Development Financial Institutions Support The Community

    As a not-for-profit, locally owned financial institution, North Coast Credit Union (NCCU) has always existed to serve its members and the greater community. We believe that real success is when everyone has a chance to reach their financial goals! That's why we are a Community Development Financial Institution (CDFI) and use our collective resources to support those we serve to become self-sufficient and to prosper including those in our community with limited access to safe and secure financial services.

    North Coast … more

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    North Coast 80th Anniversary Member Stories: Part 2

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. It is why we hire the wonderful people we do and why we have the best trained staff of any financial institution. We know our members like to do business with someone they know, so our staff can help with opening checking and savings accounts, setting up online banking, credit cards, auto and home loans, personal loans and any service their member may need. Our goal is for your … more

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    North Coast 80th Anniversary Member Stories: Part 1

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. It is why we hire the wonderful people we do and why we have the best trained staff of any financial institution.

    Everyone who works at North Coast understands that the more devoted we are to helping our Member Service Representatives, the more our Member Service Representative are devoted to our members. We are all connected to our members, no matter what role we have. 

    So Thank … more

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    A World of Difference

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      Transform Your Banking Experience With North Coast Credit Union

    Is there really much of a distinction between a bank and a credit union? YES! The biggest difference is North Coast Credit Union is a not-for-profit cooperative, owned and governed by our members. Unlike banks, we don't answer to stockholders on Wall Street - we answer to our members right here in Washington! Your money stays where you are.

    Another significant difference is North Coast members benefit from fewer (and lower) fees and lower loan rates. That savings can really add up over the course of a year! And, credit … more

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    Get The Service You Deserve With Lower-To-No Fees

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    Is your big bank's idea of "service with a smile" starting the New Year off with new fees? Make the change to a credit union that has called the Pacific Northwest home for over 80 years!

    At North Coast Credit Union, we offer low-fees and friendly, personalized service to all of our members. Big banks are owned by corporations who answer to shareholders and the bottom line - profits. Credit unions like, North Coast Credit Union, work differently. They are owned by YOU!

    Lower-to-no fees, better loan rates, free checking and savings accounts are just a couple of the benefits of being part … more

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    If A Big Bank Said You Are Not Their Cup Of Tea

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    North Coast Credit Union Offers First Time Home Loans That Aren’t Too Steep!

    If you've been looking around for the perfect blend of affordability, flexibility, and understanding, come see North Coast Credit Union. We work hard to find ways to help you achieve your financial goals even if you don't fit in the Big Bank Box way of thinking. 

    Here at North Coast Credit Union, we evaluate and approve loans locally and we don't sell our loans to other institutions. The final decision doesn't lie with a third party, but is made right here in-house, giving us immense flexibility. … more

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    Purchasing Power

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    Get What You Need with a Small Loan from North Coast Credit Union

    If you're out in the "real world" you may find yourself with a good job, but more financial responsibilities. The good news is North Coast Credit Union (NCCU) understands that you may want to make a purchase now -  a new computer, mountain bike, or maybe you've been putting off that much-needed car repair. You don't have to wait! NCCU offers convenient and affordable 1-year personal loans. You can see the monthly payment based on amount borrowed in the chart below:

    BORROW

    MONTHLY AMOUNT

    $1,000

    $9 … more

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    Say HELLO to Mobile Wallet

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    This summer, you don't have to carry around your wallet to buy that ice cream cone at the beach! With North Coast Credit Union Mobile Wallet, all you need is your phone to make purchases.

    It's easy to get started with your NCCU Debit or Credit Card!

    Go to the App Store.

    Download the app compatible with your phone: Apple Pay, Samsung Pay or Android Pay.

    Then link your North Coast Credit Union Debit and Big Rewards Credit Card. Or No Fee Credit Card.

    Imagine being on vacation and paying for meals and souvenirs by simply hovering your phone over the terminal at the register! Plus, … more

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