North Coast Connection

Welcome to the North Coast Connection. Here you will find more information about our involvement with the community and the products and services we offer.

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    Community Strong

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    Community Development Financial Institutions Support The Community

    As a not-for-profit, locally owned financial institution, North Coast Credit Union (NCCU) has always existed to serve its members and the greater community. We believe that real success is when everyone has a chance to reach their financial goals! That's why we are a Community Development Financial Institution (CDFI) and use our collective resources to support those we serve to become self-sufficient and to prosper including those in our community with limited access to safe and secure financial services.

    North Coast … more

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    North Coast 80th Anniversary Member Stories: Part 2

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. It is why we hire the wonderful people we do and why we have the best trained staff of any financial institution. We know our members like to do business with someone they know, so our staff can help with opening checking and savings accounts, setting up online banking, credit cards, auto and home loans, personal loans and any service their member may need. Our goal is for your … more

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    Community Impact: Why We Sponsor Take A Bite For Skagit

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    At North Coast Credit Union (NCCU), we believe that when our community thrives, we ALL succeed! That's why we are thrilled to partner each year with the Community Action Food Distribution Center and YummyAlert.com for Take a Bite for Skagit.

    It began with a handful of individuals who saw a need, including former NCCU President and CEO Terry Belcoe, and Executive Director Bill Henkel of Community Action. They realized a segment of Skagit County didn't have access to healthy food, like fresh vegetables and fruit. "You may not think a credit union would have a role in nutrition issues, but … more

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    North Coast 80th Anniversary Member Stories: Part 1

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. It is why we hire the wonderful people we do and why we have the best trained staff of any financial institution.

    Everyone who works at North Coast understands that the more devoted we are to helping our Member Service Representatives, the more our Member Service Representative are devoted to our members. We are all connected to our members, no matter what role we have. 

    So Thank … more

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    Big Banks Barked At Me, North Coast Said Yes

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    Trying to get a home equity line of credit (HELOC) from a big bank can be pretty intimidating. At North Coast Credit Union, we don't think it has to be a dog-eat-dog world! We want to help you achieve your dreams with an affordable loan... Whether it's a leaky roof repair or a home improvement show-inspired renovation, North Coast offers a HELOC starting at 5.5% APR*, allowing you to take advantage of your home's equity!

    With our HELOC, you can use the amount you need, when you need it. So, when you realize you are short three boxes of floor tile, the money is waiting for you! You can … more

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    A World of Difference

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      Transform Your Banking Experience With North Coast Credit Union

    Is there really much of a distinction between a bank and a credit union? YES! The biggest difference is North Coast Credit Union is a not-for-profit cooperative, owned and governed by our members. Unlike banks, we don't answer to stockholders on Wall Street - we answer to our members right here in Washington! Your money stays where you are.

    Another significant difference is North Coast members benefit from fewer (and lower) fees and lower loan rates. That savings can really add up over the course of a year! And, credit … more

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    Get The Service You Deserve With Lower-To-No Fees

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    Is your big bank's idea of "service with a smile" starting the New Year off with new fees? Make the change to a credit union that has called the Pacific Northwest home for over 80 years!

    At North Coast Credit Union, we offer low-fees and friendly, personalized service to all of our members. Big banks are owned by corporations who answer to shareholders and the bottom line - profits. Credit unions like, North Coast Credit Union, work differently. They are owned by YOU!

    Lower-to-no fees, better loan rates, free checking and savings accounts are just a couple of the benefits of being part … more

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    If A Big Bank Said You Are Not Their Cup Of Tea

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    North Coast Credit Union Offers First Time Home Loans That Aren’t Too Steep!

    If you've been looking around for the perfect blend of affordability, flexibility, and understanding, come see North Coast Credit Union. We work hard to find ways to help you achieve your financial goals even if you don't fit in the Big Bank Box way of thinking. 

    Here at North Coast Credit Union, we evaluate and approve loans locally and we don't sell our loans to other institutions. The final decision doesn't lie with a third party, but is made right here in-house, giving us immense flexibility. … more

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    Purchasing Power

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    Get What You Need with a Small Loan from North Coast Credit Union

    If you're out in the "real world" you may find yourself with a good job, but more financial responsibilities. The good news is North Coast Credit Union (NCCU) understands that you may want to make a purchase now -  a new computer, mountain bike, or maybe you've been putting off that much-needed car repair. You don't have to wait! NCCU offers convenient and affordable 1-year personal loans. You can see the monthly payment based on amount borrowed in the chart below:

    BORROW

    MONTHLY AMOUNT

    $1,000

    $9 … more

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    At Your Service

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    North Coast Credit Union Serves Members, Not Profits

    You may have heard that Skagit Bank has recently merged with Banner Corporation. When these transactions occur, existing customers may be concerned about losing the personal service that smaller community banks provide.

    North Coast Credit Union wants Skagit Bank customers to know we are locally-owned by our members. We are a not-for-profit credit union that exists to serve its members. We return revenue to our customers in the form of low rates, low-to-no fees and specialized tools like Mobile Pay and Online Banking!

    We are a part of a … more