Member Benefits
Being a member at North Coast Credit Union comes with many benefits geared to give you the most from your membership.
The Credit Union Difference
At a credit union, you're not a customer. You're an owner. We exist solely to serve our members, which means earnings get returned to you in the form of low fees, low loan rates, and higher rates on savings. Our values reflect the values of our members and our board is made up of volunteers that members vote for! Credit union membership means your voice actually counts.
Annual Meeting
Once a year, you're invited to vote for members of our Board of Directors and Supervisory Committee, and hear how North Coast performed over the past year. Your vote, your credit union.
Refer a Friend
Know someone who'd love banking here too? When they open an account with at least $100 and mention your name, we'll deposit $25 into your checking account. This is our thanks for helping grow the North Coast CU community.
Everyday Conveniences
Annual Free Shred Day
Every April, around Earth Day, we invite members to bring their sensitive documents to us for free, secure shredding and recycling.
2027 Date: Thursday, April 22, 2027 (Earth Day)
The shred truck will be onsite:
9:00 – 11:00 AM (Mount Vernon branch)
1:00 – 3:00 PM (Bellingham branch)
Can't make it to the truck? We're dropping off extra shred bins at our Sedro-Woolley and Anacortes branches on Wednesday, April 21, 2027, so members there can shred all week.
Limit 3 boxes per member. No business shredding, please.
Notary Services
As a North Coast member you have access to free notarization of legal documents. You don't need an appointment, just bring in your documents to one of our 5 branches.
Save More, Keep More
Skip A Pay
If you have an auto loan with North Coast, you could skip a pay and keep some cash in your wallet just when you need it.
Tax Prep Discounts
Take advantage of exclusive member discounts! Save up to 20% on TurboTax or save up to $25 on H&R Block.
Special GAP Insurance
If your car is ever totaled, GAP insurance covers the difference between what you owe and what it's worth.
Protect What Matters
Insurance
As a valued member of North Coast Credit Union, you can help protect you and your family with important coverage designed to fit your life and budget. We've partnered with TruStage™ to offer car insurance, home insurance, life insurance AD&D and more. Backed by 85 years of working in partnership with credit unions and their members, TruStage offers straightforward information, real value and assurance.
AD&D: As a North Coast member, you qualify for a free $2,000 Accidental Death and Dismemberment Policy through TruStage. You can claim your AD&D Insurance Policy online or call 1(800) 779-5433.
Estate Planning
Start the conversation about estate planning! We're offering a Love Your Family document box and checklist, along with some tips to start the conversation.