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Government Shutdown Information & Support

Life doesn’t pause during moments like this.

We understand that the government shutdown may be causing unexpected financial stress on our members, and we want you to know — help is here. Whether your paycheck is delayed or your budget feels tighter than usual, our team is ready to work with you to keep things on track. While many things may feel uncertain right now, North Coast Credit Union remains strong, stable, and ready to support you. Let’s talk through your options early, so temporary challenges don’t turn into lasting stress.

We may be able to help with:

  • Short-term emergency loans

  • Temporary loan modifications

  • Payment relief through our Skip-a-Pay program

  • Waived fees for overdrafts or late payments

If you’re affected by the government shutdown, reach out to your local branch or give us a call at (800) 696-8830. We’ll find a plan that will help you move forward with confidence.

Frequently Asked Questions

Why isn’t North Coast Credit Union affected by the government shutdown?

Credit unions operate independently from government funding. North Coast Credit Union remains financially strong and stable, and all member deposits are federally insured by the National Credit Union Administration (NCUA) . We’ve always made decisions with our members’ best interests in mind, not for profit.

I’m worried I won’t be able to make a loan payment. What should I do?

Please reach out to us as soon as possible. We can discuss short-term solutions like Skip-a-Pay, temporary payment adjustments, or loan modifications to help you stay on track.

My paycheck is delayed because I’m a federal employee or contractor. What help can North Coast Credit Union provide?

We’re here to help you bridge the gap. Depending on your situation, we can explore short-term loans, temporary loan modifications, or payment relief through our Skip-a-Pay program. We may also be able to waive overdraft or late payment fees if your paycheck delay causes temporary hardship. Please reach out to us early so we can find the best solution together.