Credit Cards

Give Yourself Some Credit! Transfer your high interest rate credit card balance to a North Coast Credit Card starting at 2.99% APR* for our BIG Rewards Credit Card and 4.99% APR for our No Fee Credit Card. Get this very low rate for 18 months! No Balance Transfer Fee.

Offer available through April 15, 2020. Discounted rates apply to balance transfers only, not to new purchases. After the expiration of your discounted rate on the remaining unpaid portion of the original balance transfer request will be subject to your normal APR. Current rates range from 11.99% APR to 17.99% APR. 

We offer members two credit card options.  The rates for both options are FIXED Rates.

Credit Cards are approved based on qualifications.  *APR=Annual Percentage Rate.

BIG Rewards
Credit Card

  • Starting at 11.99% APR Fixed Rate
  • Earn 1 Reward Point for every $1 charged
  • Use for Travel, Gift Cards or Merchandise
  • Earn 1% Cash Back on purchases
  • No Fees for Cash Advances
  • Annual Fees is $50. Waived for the first year
  • No Annual Fee ever for members with FREE Smart Checking Benefits

No Annual Fee Credit Card

  • Starting at 13.99% APR Fixed Rate
  • No Fees for Cash Advances
  • No Annual Fee

Credit Card Designs

Airfare Rewards

Your BIG Reward Points will take you further.

  • No Blackout Dates
  • No Advance notice requirement
  • No Saturday Night Stay requirement

Claim Rewards

Rewards! There is a reward perfect for you!

1.  Register your card

2.  Track your Reward Points

  • Book your Airfare
  • Book your Hotel and Rental Car
  • Select 1% Cash Back
  • Start shopping

Claim your BIG rewards points, now.


MobiMoney is a FREE App for North Coast Members. 

  • Turn your cards on and off
  • Set spending limits
  • Set limits on where the card can be used
  • Sends Transaction Alerts in real time
  •  Find MobiMoney in your App store

VISA Checkout

A secure option for online shopping.

  • Enter your credit or debit card details and address
  • Skip the forms and speed through online checkout when you see the Visa Checkout button.

Create an account for VISA Checkout, now.

Visa Gift Cards

Works like any VISA Credit Card.  Available in your neighborhood branch.