Credit Cards

Say Yes! to Paying Less

Transfer your high-rate credit cards to North Coast and pay as low as 2.99% APR* through October 15, 2024!


*APR = Annual Percentage Rate. Credit cards are approved based on qualifications. Individual promotional rate ranges from 2.99 % APR and 8.99% APR. Offer not valid on purchases and cash advances. Offer ends 07/31/2023. Promotional rate expires 10/15/2024. After the expiration of your promotional rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific North Coast Credit Union credit card selected. Current rates range from 11.99% APR to 17.99% APR.

24/7 Lost or Stolen Cards: 1-833-933-1681

Activation & PIN Change: 1-833-998-4639

Fraud & Disputes: 1-866-279-1399

Sometimes extra verification is required to add a card to your Mobile Wallet. If prompted, please call 1-833-964-1215

Credit Cards are approved based on qualifications.  *APR=Annual Percentage Rate.

BIG Rewards Credit Card

  • Starting at 11.99% APR Fixed Rate
  • Earn 1 Reward Point for every $1 charged
  • Use for Travel, Gift Cards or Merchandise
  • Earn 1% Cash Back on purchases
  • No Fees for Cash Advances
  • Annual Fees is $50. Waived for the first year
  • No Annual Fee ever for members with FREE Smart Checking Benefits

No Annual Fee Credit Card

  • Starting at 13.99% APR Fixed Rate
  • No Fees for Cash Advances
  • No Annual Fee

Credit Card Designs

Claim Your Rewards

Register your card here and track your Reward Points!

  • Book your Airfare
  • Book your Hotel and Rental Car
  • Select 1% Cash Back
  • Start shopping
  • Make charitable donations

Airfare Rewards

Your BIG Reward Points will take you further.

  • No Blackout Dates
  • No Advance Notice requirement
  • No Saturday Night Stay requirement

Visa Gift Cards

Works like any VISA credit card. Available in your Neighborhood Branch. 

VISA Click To Pay

A secure option for online shopping.

  • Enter your credit or debit card details and address
  • Skip the forms and speed through online checkout when you see the Visa Click to Pay button.

Create an account for VISA Click to Pay now.

Debt Protection

If your life takes an unexpected turn, your family’s finances can be strained. But with MEMBER’S CHOICE™ Borrower Security with Life Plus, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.


Your purchase of MEMBER’S CHOICE™ Borrower Security with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.

Please contact your neighborhood branch or refer to the Member Agreement for a full explanation of the terms of MEMBER’S CHOICE™ Borrower Security with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

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