Our branches will be closed on Monday, May 30 in observance of Memorial Day. Online & Phone Banking and ATMs are always available.

Credit Cards

Whether you're starting out or starting over, our Starter Credit Card is a great way to build your credit. We offer a fixed rate with no annual fee. Plus, there are no fees for cash advances either. Checking or savings-secured options are available. Apply below!

We offer members two credit card options.  The rates for both options are FIXED Rates.

Credit Cards are approved based on qualifications.  *APR=Annual Percentage Rate.

BIG Rewards
Credit Card

  • Starting at 11.99% APR Fixed Rate
  • Earn 1 Reward Point for every $1 charged
  • Use for Travel, Gift Cards or Merchandise
  • Earn 1% Cash Back on purchases
  • No Fees for Cash Advances
  • Annual Fees is $50. Waived for the first year
  • No Annual Fee ever for members with FREE Smart Checking Benefits

No Annual Fee Credit Card

  • Starting at 13.99% APR Fixed Rate
  • No Fees for Cash Advances
  • No Annual Fee

Credit Card Designs

Airfare Rewards

Your BIG Reward Points will take you further.

  • No Blackout Dates
  • No Advance Notice requirement
  • No Saturday Night Stay requirement

Claim Rewards

Rewards! There is a reward perfect for you!

1.  Register your card

2.  Track your Reward Points

  • Book your Airfare
  • Book your Hotel and Rental Car
  • Select 1% Cash Back
  • Start shopping

Claim your BIG rewards points, now.


MobiMoney is a FREE App for North Coast Members. 

  • Turn your cards on and off
  • Set spending limits
  • Set limits on where the card can be used
  • Sends Transaction Alerts in real time
  •  Find MobiMoney in your App store

VISA Checkout

A secure option for online shopping.

  • Enter your credit or debit card details and address
  • Skip the forms and speed through online checkout when you see the Visa Checkout button.

Create an account for VISA Checkout, now.

Visa Gift Cards

Works like any VISA Credit Card.  Available in your neighborhood branch.