Home Improvement Loans
HELOC
![](/Media/NorthCoastCU/Tier-3-Tiles/Tier3_HELOC.jpg)
- Apply for up to 80% of the equity in your home
- Interest is paid only on the amount you use. If you don't use it, you pay no interest
- You can draw from your HELOC for 5 years.
- Annual Loan Fee is $50, and is waived the first year of your HELOC
Lern more here.
Non Equity Loans
![unrecognizable-worker-cutting-plank-with-circular-saw-at-construction-site](/Media/NorthCoastCU/Tier-3-Tiles/unrecognizable-worker-cutting-plank-with-circular-saw-at-construction-picture-id921976700.jpg)
- Borrow up to $20,000
- No appraisal or equity required.
2nd Mortgage
![small-blue-house-with-white-porch-exterior](/Media/NorthCoastCU/Tier-3-Tiles/small-blue-house-with-white-porch-exterior-picture-id478197793.jpg)
- This is a 5/1 Adjustable Rate Mortgage
Construction Loans
![A worker building a roof](/Media/NorthCoastCU/Tier-3-Tiles/the-worker-is-building-the-roof-picture-id1005384038.jpg)
Are you ready to update your home? Our one-step Construction Loans can save you time and money. Not sure how construction loans work? Contact our team and we will be happy to help you.