We will be closed on Monday May 27th in observance of Memorial Day. Online & Phone Banking and ATMs are available 24/7.

We’ve been alerted to fraudulent text messages and phone calls impersonating North Coast’s Fraud Department inquiring about a scheduled transfer and then requesting personal and account information. Please refrain from responding to such requests. If you receive suspicious messages or have any inquiries contact us directly at 800-696-8830. Your vigilance dealing with these scammers is crucial in safeguarding your personal information.

Home Improvement Loans

Today's Rates for a Home Equity Line of Credit (HELOC) start at 5.500% APR*    

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Put the equity in your home to good use with a HELOC.  In addition to paying for home repairs or remodels, members also use HELOCs for large purchases, debt consolidation, family vacations or college tuition. HELOCs provide a hedge for potential future needs and work as an alternative to credit cards. Loans are approved based on qualifications. *APR=Annual Percentage Rate. Equal housing lender.


  • Apply for up to 80% of the equity in your home
  • Interest is paid only on the amount you use. If you don't use it, you pay no interest
  • You can draw from your HELOC for 5 years. 
  • Annual Loan Fee is $50, and is waived the first year of your HELOC

Lern more here.

Non Equity Loans

  • Borrow up to $20,000
  • No appraisal or equity required.

2nd Mortgage

  • This is a 5/1 Adjustable Rate Mortgage

Construction Loans

A worker building a roof

Are you ready to update your home? Our one-step Construction Loans can save you time and money. Not sure how construction loans work? Contact our team and we will be happy to help you. 

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