Welcome to North Coast Credit Union, Tesoro Members. This is your new website since Tesoro NW Federal Credit Union merged with North Coast on June 1st.

Vehicle Loans

We will beat the interest rate of your current vehicle loan by at least 1% APR*. Plus, get a FREE Discover Pass with every New or Refi Auto Loan now through August 31, 2021.

We use the same low interest rates for New or Used vehicles. No fees to apply and no early payment penalties. Apply for pre-approval before you shop. Get a North Coast loan at your dealership or at your neighborhood branch.

*This promotional rate will not be lower than 2.97% APR. APR= Annual Percentage Rate. Loans are approved based on qualifications and collateral conditions. Rates, terms and conditions subject to change based on market conditions and borrower eligibility.

Skip a Pay

Skip a Pay to Save the Day. If you have an auto loan with North Coast, you could skip a pay and keep some cash in your wallet just when you need it. Click on the link below for more details and to see if you qualify! 

Skip a Pay Form

GAP Insurance

  • If your vehicle is stolen or declared a loss, your insurance payout may not cover the full amount owed on your loan
  • GAP, Guaranteed Asset Protection, is designed to cover the difference.
  • Available in your neighborhood branch for $360.


Access the equity in your vehicle by refinancing your auto loan.  Use your equity to pay down credit cards, take a vacation... whatever you need. 

Dealership Loans

Let your dealer know you would like to have a North Coast Loan when you purchase your next vehicle. 

Pre Approved Loans

Purchasing a vehicle is more enjoyable when you know how much you can afford.

Recreation Vehicles

Boats, Motorcycles, RVs, trailers ....no matter how you like to have fun, we love to say YES!