Vehicle Loans

Paying more than 3.22% APR? Come in and we will save you money! We can lower the interest rate on your vehicle loan by at least 1% APR*.

*Offer applies to vehicle loans from another financial institution. Promotional rate offered will not be lower than 3.22% APR. Valid through 11/30/2019.

Today's Rates starting at 3.220% APR*

We use the same low interest rates for New or Used vehicles. No fees to apply and no early payment penalties. Apply for pre-approval before you shop. Get a North Coast loan at your dealership or in your neighborhood branch. Loans are based on qualifications and collateral conditions. *APR=Annual Percentage Rate. The above rate includes discounts from Direct Deposit and Auto Pay.

Holiday Skip A Pay

Need cash for the holidays, use Holiday Skip a Pay. Skip your November, December, or January Car Loan Payment. Fill out this form and return to us at least five business days before your loan payment is due. 

GAP Insurance

  • If your vehicle is stolen or declared a loss, your insurance payout may not cover the full amount owed on your loan
  • GAP, Guaranteed Asset Protection, is designed to cover the difference.
  • Available in your neighborhood branch for $360.


Access the equity in your vehicle by refinancing your auto loan.  Use your equity to pay down credit cards, take a vacation... whatever you need. 

Dealership Loans

Let your dealer know you would like to have a North Coast Loan when you purchase your next vehicle. 

Pre Approved Loans

Purchasing a vehicle is more enjoyable when you know how much you can afford.

Recreation Vehicles

Boats, Motorcycles, RVs, trailers matter how you like to have fun, we love to say YES!