Effective Monday March 30, 2020 our Lobbies are open to our members by appointment. Make an appointment by calling 800-696-8830.  Drive Thru Service is open for members and non members from 8:30am - 6pm at our Mount Vernon, Bellingham and Ferndale branches.  Online and Mobile Banking, Phone Banking, Mobile Check Deposit and ATMs are always available.

COVID-19 UPDATES CLICK HERE

North Coast Connection

Welcome to the North Coast Connection. Here you will find more information about our involvement with the community and the products and services we offer.

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    Give Yourself Some Credit!

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    You have done a lot this past year, so give yourself some credit! Transfer your high interest credit card balance to North Coast! For 18 months enjoy low interest rates starting at 2.99% APR* for our BIG Rewards Credit Card and 4.99% APR for our No-Fee Credit Card.  This gives you time to pay down your debt and save. We all could use some relief in 2020, take yours with North Coast.

    Offer available through April 15, 2020. Discounted rates apply to balance transfers only, not to new purchases. After the expiration of your discounted rate on the remaining unpaid portion of the original … more

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    Yes, YOU!

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    We are now accepting nominations for North Coast Credit Union’s 2020 Board of Directors and Supervisory Committee.

    If you ever wanted to be a part of North Coast Credit Union decision making, now is your moment! Nominate yourself or another North Coast member who is ready to be a part of the decision making process.

    The Board of Directors provides governance of the credit union, ensuring our mission is carried out in the best interests of our members. 

    The Supervisory Committee acts as additional oversight, monitoring the Credit Union Staff and Board of directors.

    There are three … more

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    North Coast Cares Fund Donations

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    North Coast Credit Union is committed to supporting our community and our staff’s interests in the community. That is why every employee of North Coast Credit Union is part of our North Coast Cares Team! On their work anniversary each employee has the opportunity to donate $250 of the North Coast Cares Fund to a local 501(c)3 organization of their choosing. There are so many needs in the community and this gives our staff the ability to direct our charitable giving to the things that are most important to them.

    We are always looking for different ways to leverage our resources to support … more

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    What Are You Thankful For?

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    Every year in November, North Coast Credit Union holds the annual Thankful fundraiser. Our staff and members make donations towards local food banks and we match individual donations up to $500! Donations will be sent to the local food banks. In Sedro-Woolley donations will be sent to Helping Hands Food Bank. In Mount Vernon donations will be sent to Community Action of Skagit County. Donations made in our Dupont and Bellingham branches will be sent to the Bellingham Food Bank and in Ferndale donations will be sent to the Ferndale Food Bank.

    Did you know 20% of Skagit(1) and Whatcom(2) … more

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    Have a North Coast Loan? You could free up some cash for the Holidays.

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    For our members with a qualifying North Coast loan, we offer a Holiday Skip-A-Pay to free up some cash this holiday season. This allows you to skip one loan payment in November, December, or January and keep the cash in your wallet for whatever comes up. Skip-A-Pay is not valid on real estate loans, lines of credit, or professional (MBL) loans. The Skip-A-Pay fee is $25. 

    To qualify your loan must meet ALL of the following criteria:

    Loan is 6 months old and paid to date.

    Loan must be in current status.

    The loan cannot have been deferred at any time in the past 3 months.

    The Holiday … more

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    United Way of Whatcom and Skagit County

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    United Way is a longtime partner of North Coast Credit Union, in both Skagit and Whatcom Counties. United Way has a long history of supporting and funding other non-profits working on some of the biggest challenges our communities face every day. We support United Way through workplace fundraisers and event sponsorships. In addition, some of our staff volunteer their time to serve on their boards and committees to help United Way be successful.

    United Way of Skagit County is currently focusing on improving Early Childhood Education, or the First 1,000 Days. Research continues to show that … more

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    North Coast Positive Impact

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    North Coast Credit Union is committed to community involvement to help people live their best life and creating a stronger community for everyone.

    In fact, community involvement makes up most of Thomas Boucher’s job as Community Development Officer!

    We believe that helping people to become financially self-sufficient starts with meeting their most basic needs including hunger, housing and improving financial literacy. Thomas Boucher represents our members by participating with local organizations that offer this kind of support including Community Action of Skagit County, and United Way … more

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    Protect your Cards this Holiday Season

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    During the holidays your credit and debit cards really get a workout. You pull your card out to buy gifts, pay for airfare, or pick up groceries to feed the hordes. Sometimes the card gets put back in your wallet, but other times it’s left next to the computer, put in a pocket, dropped in your bag…or worse, it’s left behind at a restaurant or dropped somewhere but you don’t notice right away. What do you do? How can you avoid the stress of losing your card? We have a few suggestions.

    Mobile Wallet allows you to add your credit and debit cards into your phone. Then you’re ready to use your … more

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    Holiday Double Points

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    This holiday season with your North Coast BIG Rewards Credit Card, you will earn DOUBLE POINTS when you use your BIG Rewards credit card between November 1-December 31, 2019.* That’s 2 points for every $1 you spend, with NO LIMITS on the amount of points you can earn! Use your Double Points for travel, gift cards, merchandise and even cash back. So while you are buying gifts for your family and friends, you are also earning a special gift for yourself.

    Why choose North Coast’s Reward Credit Card?

    Our BIG Rewards Credit Card program has competitive interest rates starting at just 11.99% … more

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    Privilege Pay is available if you need it

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    The Holidays are coming, the most wonderful—or most expensive—time of the year. All the decorations, gifts, food and travel can be heart-warming, but it also can put a strain on your checking account. It is tough to budget Holiday Cheer and sometimes you end up with an overdraft on your account. We get it, and so we have Privilege Pay.

    Privilege Pay covers your overdrafts for up to 35 days. This gives you time to bring your account back to a positive balance without having returned checks or automatic transfers that don’t go through. Privilege pay costs $25 per transaction except if you … more

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