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North Coast Connection

Welcome to the North Coast Connection. Here you will find more information about our involvement with the community and the products and services we offer.

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    Shop Securely

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    Shop Smart with North Coast Credit Union!

    If you stop and think about your daily shopping, you realize there is a whole lot of swiping going on! Add in purchases that require entering card numbers online and it's no wonder you may worry about the security of your accounts. North Coast Credit Union has three great options to make you feel more secure when you shop:

    Mobile Wallet 

    So convenient you'll find yourself leaving your purse/wallet at home! You can use your North Coast card with Google Pay, Samsung Pay or Apple Pay to purchase merchandise, food, and services … more

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    Support System

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    North Coast Credit Union (NCCU) is committed to the people we serve. As a not-for-profit organization, our mission is to offer programs to help our members prosper. One of the ways we accomplish this is by offering loans to cover the filing fees for DACA and Citizenship applications.

    If you are submitting an application for DACA or are a permanent resident applying for Citizenship, you can expect to pay application fees ranging from $405 to $725. NCCU is proud to help remove one of the barriers in this extensive process and be a part of the solution by offering loans to cover the cost of … more

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    "Witch" Place Is Right For You?

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    The One that Says YES! to Your First Home Loan

    If other banks have said you don't have a "ghost of a chance" in getting a home loan, come see us at North Coast Credit Union! We understand that sometimes life just happens - whether it's an unexpected medical expense, repair, job change or even a recent divorce. Even if you have a less than stellar credit history or no credit at all, we are willing to listen to you and work to find a way to reach your financial goals.

    A major benefit of being a credit union is that we underwrite our own loans, which means we make the final … more

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    Smart Checking Benefit: You Can Save $50

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    More Perks. No Fees. Smart Choice.

    Welcome to FREE SMART Checking at North Coast Credit Union. No Fees, lots of PERKS to help you get more from your money! When you take advantage of the convenience of North Coast Credit Union's Online Banking, you save $50 on a North Coast BIG rewards credit card. That's right.  When you qualify for FREE Smart Checking Benefits your annual fee will be waived! You'll still enjoy interest rates fixed at just 11.99% APR and earn 1 point for every $1 you spend. You can use your BIG Rewards Points for travel, cash back, gift cards and … more

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    Purchasing Power

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    Get What You Need with a Small Loan from North Coast Credit Union

    If you're out in the "real world" you may find yourself with a good job, but more financial responsibilities. The good news is North Coast Credit Union (NCCU) understands that you may want to make a purchase now -  a new computer, mountain bike, or maybe you've been putting off that much-needed car repair. You don't have to wait! NCCU offers convenient and affordable 1-year personal loans. You can see the monthly payment based on amount borrowed in the chart below:

    BORROW

    MONTHLY AMOUNT

    $1,000

    $9 … more

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    At Your Service

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    North Coast Credit Union Serves Members, Not Profits

    You may have heard that Skagit Bank has recently merged with Banner Corporation. When these transactions occur, existing customers may be concerned about losing the personal service that smaller community banks provide.

    North Coast Credit Union wants Skagit Bank customers to know we are locally-owned by our members. We are a not-for-profit credit union that exists to serve its members. We return revenue to our customers in the form of low rates, low-to-no fees and specialized tools like Mobile Pay and Online Banking!

    We are a part of a … more

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    New? Used? Same Low Rate!

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    Buying a used car? Let us help out! At North Coast Credit Union, we offer used car loans at awesome low rates. This means you can worry less about funding and focus on sprucing up your new set of wheels.

    Boost your budget by getting a used car loan. Opting for a used vehicle shows that you're serious about saving money. With a North Coast used car loan, you can channel those extra funds towards other priorities of your life.

    Enjoy super low interest rates. Used car interest rates start as low as 3.22% APR1--that's the same low rate that North Coast offers for new cars! What a score! … more

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    Service You Can Bank On

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    Experience the North Coast Credit Union Difference

    Big banks are owned by corporations who answer to shareholders and the bottom line - profits. Credit unions, like North Coast Credit Union (NCCU), work differently. They are owned by YOU! This means there are no outside investors to pay and every member has an equal vote when electing the Board of Directors. NCCU members see the difference in this organizational structure through lower-to-no fees, better loan rates, free checking and savings, and more personalized service.

    Recently, Skagit Bank merged with Banner … more

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    Say HELLO to Mobile Wallet

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    This summer, you don't have to carry around your wallet to buy that ice cream cone at the beach! With North Coast Credit Union Mobile Wallet, all you need is your phone to make purchases.

    It's easy to get started with your NCCU Debit or Credit Card!

    Go to the App Store.

    Download the app compatible with your phone: Apple Pay, Samsung Pay or Android Pay.

    Then link your North Coast Credit Union Debit and Big Rewards Credit Card. Or No Fee Credit Card.

    Imagine being on vacation and paying for meals and souvenirs by simply hovering your phone over the terminal at the register! Plus, … more

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    Join the Club!

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    Everyone Can Be a Member of North Coast Credit Union

    To be a member of some credit unions, you have to be employed at the company that sponsors the credit union or belong to a group such as the military or a labor union. At North Coast Credit Union, anyone who lives, works, worships or attends school in the state of Washington can apply for membership. When you open an account with us, you are more than a customer - you have ownership in NCCU! As a not-for-profit organization, we exist to serve our members and the community, not stockholders. 

    Membership has distinct … more

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