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North Coast Connection

Welcome to the North Coast Connection. Here you will find more information about our involvement with the community and the products and services we offer.

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    Skagit Financial PEOPLE

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    North Coast Credit Union believes our community thrives when everyone has the opportunity to achieve financial self-sufficiency which is why we partner with local organizations and non-profits to achieve this goal.

    Out of our partnership with the Skagit Asset Building Coalition came the realization there is a need for better access to financial literacy for many Skagit County residents. The Financial PEOPLE Project, headed by the United Way of Skagit County, was created to fulfill this need. Its mission is PEOPLE: Peers Empowering Others by Providing Leadership and Education.

    The … more

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    North Coast 80th Anniversary Member Stories: Part 4

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. We are honored to have such awesome members! Everyone who works at North Coast understands that the more devoted we are to helping our Member Service Representatives, the more our Member Service Representative are devoted to our members. We are all connected to our members, no matter what role we have. 

    So Thank you North Coast Members, we truly appreciate you. And if you are not … more

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    Big Banks Said I don't Fit Into Their Box

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    But North Coast Said Yes!

    When it comes to mortgage loans, North Coast Credit Union (NCCU) is confident we have the PURR-fect option for your lifestyle! Unlike those "other guys" we evaluate and approve loans in-house and never sell to third parties. 

    With first and second mortgage loans, current loan refinancing, and home equity lines of credit (HELOC), it may seem like the PAWS-ibilities are endless. Whether you are a first-time homebuyer looking for an affordable loan, have visions of a remodeling project worthy of a home improvement show, or just need emergency funds, we've got you … more

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    North Coast 80th Anniversary Member Stories: Part 3

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    North Coast has been devoted to our members for 80 years and counting! We appreciate all of you! Here's to 80 more years!

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    Community Strong

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    Community Development Financial Institutions Support The Community

    As a not-for-profit, locally owned financial institution, North Coast Credit Union (NCCU) has always existed to serve its members and the greater community. We believe that real success is when everyone has a chance to reach their financial goals! That's why we are a Community Development Financial Institution (CDFI) and use our collective resources to support those we serve to become self-sufficient and to prosper including those in our community with limited access to safe and secure financial services.

    North Coast … more

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    North Coast 80th Anniversary Member Stories: Part 2

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. It is why we hire the wonderful people we do and why we have the best trained staff of any financial institution. We know our members like to do business with someone they know, so our staff can help with opening checking and savings accounts, setting up online banking, credit cards, auto and home loans, personal loans and any service their member may need. Our goal is for your … more

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    Community Impact: Why We Sponsor Take A Bite For Skagit

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    At North Coast Credit Union (NCCU), we believe that when our community thrives, we ALL succeed! That's why we are thrilled to partner each year with the Community Action Food Distribution Center and YummyAlert.com for Take a Bite for Skagit.

    It began with a handful of individuals who saw a need, including former NCCU President and CEO Terry Belcoe, and Executive Director Bill Henkel of Community Action. They realized a segment of Skagit County didn't have access to healthy food, like fresh vegetables and fruit. "You may not think a credit union would have a role in nutrition issues, but … more

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    North Coast 80th Anniversary Member Stories: Part 1

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. It is why we hire the wonderful people we do and why we have the best trained staff of any financial institution.

    Everyone who works at North Coast understands that the more devoted we are to helping our Member Service Representatives, the more our Member Service Representative are devoted to our members. We are all connected to our members, no matter what role we have. 

    So Thank … more

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    Big Banks Barked At Me, North Coast Said Yes

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    Trying to get a home equity line of credit (HELOC) from a big bank can be pretty intimidating. At North Coast Credit Union, we don't think it has to be a dog-eat-dog world! We want to help you achieve your dreams with an affordable loan... Whether it's a leaky roof repair or a home improvement show-inspired renovation, North Coast offers a HELOC starting at 5.5% APR*, allowing you to take advantage of your home's equity!

    With our HELOC, you can use the amount you need, when you need it. So, when you realize you are short three boxes of floor tile, the money is waiting for you! You can … more

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    A World of Difference

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      Transform Your Banking Experience With North Coast Credit Union

    Is there really much of a distinction between a bank and a credit union? YES! The biggest difference is North Coast Credit Union is a not-for-profit cooperative, owned and governed by our members. Unlike banks, we don't answer to stockholders on Wall Street - we answer to our members right here in Washington! Your money stays where you are.

    Another significant difference is North Coast members benefit from fewer (and lower) fees and lower loan rates. That savings can really add up over the course of a year! And, credit … more