North Coast Credit Union Offers Small, 12-Month DACA and Citizenship Loans

For over 80 years, it's been our mission at North Coast Credit Union to work with our members to help them achieve their financial goals. In 2012, we listened to our members when they told us the community needed small loans for fees associated with Citizenship applications and again in 2013, when they asked for small loans for DACA filing fees.

These filing fees can put a significant dent in anyone's budget and we are happy to provide a way to make them more manageable. Our small loans are at the manageable rate … more

How to Spot a Skimmer

What is a Credit Card Skimmer?

Skimmers are devices that enable thieves to steal card data and use if for fraudulent transactions.

These devices are created to look exactly like the ATM or gas pump the criminals are targeting. Once they are attached, the device reads the magnetic stripe on your credit or debit card when you slide it into a car reader. The skimmer stores the card number, expiration date and cardholder’s name.

Do Skimmers work on a Chip Card?

Yes. The magnetic strips are also on chip cards, so they are vulnerable to skimmers as well.

What Does a … more

5/28/2020

Dear Members,

We have recently discovered a “Skimmer” was placed on the ATMs at our Sedro-Woolley and Mount Vernon branch on week end dates in late April and early May. A “Skimmer” is a card reader that can be disguised to look like part of an ATM. The skimmer attachment collects card numbers and PIN codes, which are then replicated into counterfeit cards.

Last weekend “Skimmer Cards” were used to attempt cash withdrawals from a Seattle ATM and for a variety of purchases. Our security system stopped the majority of these fraudulent transactions. However, some fraudulent … more

5/4/2020

Dear Members,

I hope this message finds you healthy and well.  Things are changing daily so I want to check in with you and share what is happening at our branches.    

Providing a safe environment helps everyone feel more comfortable.  Along with thorough cleaning and disinfecting we are also practicing social distancing. When you arrive for your appointment, you will notice that some of our employees are wearing masks.  Please feel comfortable to wear a mask when you visit us.   

For the safety of our members and employees, we have canceled our 2020 Member Appreciation … more

The money in your North Coast Credit Union Accounts is insured by the NCUA.

NCUA COVERAGE LIMITSThe standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. The $250,000 standard share insurance account became permanent through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

THE NCUA SHARE INSURANCE ESTIMATORThe NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered by the NCUSIF. This interactive site allows users to input data to compute the … more

We should all be alert for scammers using the COVID-19 outbreak to take advantage of people desperate to find a cure, offering free products or offering hard-to-find products at highly inflated prices.

You cannot buy a COVID-19 “cure”. This coronavirus is new. There is no known cure at this time.

Scammers offering “free” or hard to find products will ask for your personal information before they can mail your packages. When someone starts asking for this information delete the email, hang up the phone and stop all contact.

Be alert to email and text messages that start with generic … more

Due to current circumstances, the availability of our branches is limited. Here are other ways to make a secure deposit. 

Mobile Check Deposit. Available on your Smart Phone with the North Coast Mobile App. Click here for Mobile Deposit Instructions.

Drive Thru Service, available at every branch from 8am to 6pm.  (Sedro-Woolley does not have a Drive Thru)

All of our branches have ATMS that take deposits.   

All of our branches have Night Deposit boxes.

If you have questions, or need assistance of any kind, please call our Member Service Contact Center: 800-696-8830

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As we band together not just as a nation, but as global citizens to fight the spread of the COVID-19 pandemic, we would like to share a heartfelt Thank You from all of us at North Coast Credit Union.

Thank You for taking care of each other. We are proud of our communities for coming together to support their neighbors and healthcare workers.

Thank You to those staying home as much as possible.

Thank You to the healthcare workers caring for patients in less than ideal circumstances. Thank you to their support teams and to all first responders.

A special Thank You to all the service … more