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North Coast Connection

Welcome to the North Coast Connection. Here you will find more information about our involvement with the community and the products and services we offer.

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    Community Impact: Why We Sponsor Take A Bite For Skagit

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    At North Coast Credit Union (NCCU), we believe that when our community thrives, we ALL succeed! That's why we are thrilled to partner each year with the Community Action Food Distribution Center and YummyAlert.com for Take a Bite for Skagit.

    It began with a handful of individuals who saw a need, including former NCCU President and CEO Terry Belcoe, and Executive Director Bill Henkel of Community Action. They realized a segment of Skagit County didn't have access to healthy food, like fresh vegetables and fruit. "You may not think a credit union would have a role in nutrition issues, but … more

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    North Coast 80th Anniversary Member Stories: Part 1

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    We are happy that we have been able to help our members for 80 years! Here's to many more!

    Since our humble beginnings at the Bellingham Firehouse in 1939, taking care of our members has been our first priority. It is why we hire the wonderful people we do and why we have the best trained staff of any financial institution.

    Everyone who works at North Coast understands that the more devoted we are to helping our Member Service Representatives, the more our Member Service Representative are devoted to our members. We are all connected to our members, no matter what role we have. 

    So Thank … more

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    Big Banks Barked At Me, North Coast Said Yes

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    Trying to get a home equity line of credit (HELOC) from a big bank can be pretty intimidating. At North Coast Credit Union, we don't think it has to be a dog-eat-dog world! We want to help you achieve your dreams with an affordable loan... Whether it's a leaky roof repair or a home improvement show-inspired renovation, North Coast offers a HELOC starting at 5.5% APR*, allowing you to take advantage of your home's equity!

    With our HELOC, you can use the amount you need, when you need it. So, when you realize you are short three boxes of floor tile, the money is waiting for you! You can … more

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    30,000 Reasons

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    Why You Should Bank at North Coast Credit Union

    North Coast Credit Union offers high-tech, intuitive features like Mobile & Online Banking and Mobile Wallet, but did you know our ATMs are pretty smart, too?! You can deposit checks and get the funds you need quickly. A cool feature is the ability to get cash in $1, $5, $10 and $20 increments. Hey, if you only need $25, you shouldn’t have to take out $40! Whether you’re going out on a big date, visiting your friends for the weekend, or you owe your roommate money, NCCU has six, no-fee branch ATMs available in Skagit and Whatcom counties. … more

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    A World of Difference

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    Transform Your Banking Experience With North Coast Credit Union

    Is there really much of a distinction between a bank and a credit union? YES! The biggest difference is North Coast Credit Union is a not-for-profit cooperative, owned and governed by our members. Unlike banks, we don't answer to stockholders on Wall Street - we answer to our members right here in Washington! Your money stays where you are.

    Another significant difference is North Coast members benefit from fewer (and lower) fees and lower loan rates. That savings can really add up over the course of a year! … more

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    Get The Service You Deserve With Lower-To-No Fees

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    Is your big bank's idea of "service with a smile" starting the New Year off with new fees? Make the change to a credit union that has called the Pacific Northwest home for over 80 years!

    At North Coast Credit Union, we offer low-fees and friendly, personalized service to all of our members. Big banks are owned by corporations who answer to shareholders and the bottom line - profits. Credit unions like, North Coast Credit Union, work differently. They are owned by YOU!

    Lower-to-no fees, better loan rates, free checking and savings accounts are just a couple of the benefits of being part … more

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    If A Big Bank Said You Are Not Their Cup Of Tea

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    North Coast Credit Union Offers First Time Home Loans That Aren’t Too Steep!

    If you've been looking around for the perfect blend of affordability, flexibility, and understanding, come see North Coast Credit Union. We work hard to find ways to help you achieve your financial goals even if you don't fit in the Big Bank Box way of thinking. 

    Here at North Coast Credit Union, we evaluate and approve loans locally and we don't sell our loans to other institutions. The final decision doesn't lie with a third party, but is made right here in-house, giving us immense flexibility. … more

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    North Coast Cares Fund Donated Over $16,000

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    Every employee of North Coast Credit Union is part of our North Coast Cares Team. Each employee has the opportunity to donate $250 of North Coast Cares Fund to a local 501(c)3 organization of their choosing. 

    In the last year, we donated over $16,000. Some of the organizations include:

    Humane Society of Whatcom County

    Sedro-Woolley Volunteer Fire Dept Assn.

    Domestic Violence & Sexual Assault Services of Whatcom County (DVSAS)

    National MS Society, NW Chapter

    Rescued Hearts Northwest

    Boys & Girls Club of Sedro-Woolley

    Skagit Valley Family YMCA

    United Way of Whatcom County

    Humane … more

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    19th Annual Champions of Diversity Awards

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    The 19th Annual Champions of Diversity Awards, recognizing young multi-cultural leaders in our communities, was held Wednesday November 28.

    Each year, over 100 high school students are presented with a "Champions" award at this ceremony, and selected seniors receive scholarships from 8 colleges/universities and other donors. Over 700 community and family members come together to honor and recognize these young people.

    North Coast Credit Union was honored to announce a $1,500 scholarship award to Ashanty Olaguez. Thomas Boucher, North Coast Community Development Officer, was on hand to … more

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    Myth Busted: Credit Unions ARE High-Tech

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    We're here to bust one of the biggest myths surrounding credit unions: Credit unions like North Coast offer all the high-tech features you could want from your financial institution. Here are a few of the features we get the most questions about:

    Mobile Wallet 

    You can use your North Coast card with Google Pay, Samsung Pay or Apple Pay to purchase merchandise, food, and services right from your smartphone. Safety benefit? Your card numbers are never seen, you don't risk losing your card, and the transaction is twice as fast as using a chip/swipe card.

    Mobile Banking App

    The North … more

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