One of the core pillars of North Coast Credit Union's community impact is in making sure our communities have access to the healthy food they need to sustain themselves. Food banks are our first line of defense against people going hungry, during these times of financial hardship and social distancing.

We want to shine the light on the amazing work being done by two Food First Responders who are providing for our hungry neighbors in Skagit and Whatcom county.

"Helping Hands Food Bank of Skagit County began to see the impact of COVID-19 in early March. Before March, the average number … more

North Coast Credit Union is a long-time partner of Community Action of Skagit and the Opportunity Council in Whatcom. They both have a lengthy history of supporting our communities and that is why we are proud to support these organizations through workplace fundraisers, event sponsorships and volunteering.

Community Action of Skagit County offers a large array of diverse, anti-poverty services focusing on family stability, housing support, homeless prevention, financial stability, employability, education, health, food, and volunteerism. During the Covid crisis this year, their vision … more

North Coast Credit Union Offers Small, 12-Month DACA and Citizenship Loans

For over 80 years, it's been our mission at North Coast Credit Union to work with our members to help them achieve their financial goals. In 2012, we listened to our members when they told us the community needed small loans for fees associated with Citizenship applications and again in 2013, when they asked for small loans for DACA filing fees.

These filing fees can put a significant dent in anyone's budget and we are happy to provide a way to make them more manageable. Our small loans are at the manageable rate … more

How to Spot a Skimmer

What is a Credit Card Skimmer?

Skimmers are devices that enable thieves to steal card data and use if for fraudulent transactions.

These devices are created to look exactly like the ATM or gas pump the criminals are targeting. Once they are attached, the device reads the magnetic stripe on your credit or debit card when you slide it into a car reader. The skimmer stores the card number, expiration date and cardholder’s name.

Do Skimmers work on a Chip Card?

Yes. The magnetic strips are also on chip cards, so they are vulnerable to skimmers as well.

What Does a … more

5/28/2020

Dear Members,

We have recently discovered a “Skimmer” was placed on the ATMs at our Sedro-Woolley and Mount Vernon branch on week end dates in late April and early May. A “Skimmer” is a card reader that can be disguised to look like part of an ATM. The skimmer attachment collects card numbers and PIN codes, which are then replicated into counterfeit cards.

Last weekend “Skimmer Cards” were used to attempt cash withdrawals from a Seattle ATM and for a variety of purchases. Our security system stopped the majority of these fraudulent transactions. However, some fraudulent … more

5/4/2020

Dear Members,

I hope this message finds you healthy and well.  Things are changing daily so I want to check in with you and share what is happening at our branches.    

Providing a safe environment helps everyone feel more comfortable.  Along with thorough cleaning and disinfecting we are also practicing social distancing. When you arrive for your appointment, you will notice that some of our employees are wearing masks.  Please feel comfortable to wear a mask when you visit us.   

For the safety of our members and employees, we have canceled our 2020 Member Appreciation … more

The money in your North Coast Credit Union Accounts is insured by the NCUA.

NCUA COVERAGE LIMITSThe standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. The $250,000 standard share insurance account became permanent through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

THE NCUA SHARE INSURANCE ESTIMATORThe NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered by the NCUSIF. This interactive site allows users to input data to compute the … more

We should all be alert for scammers using the COVID-19 outbreak to take advantage of people desperate to find a cure, offering free products or offering hard-to-find products at highly inflated prices.

You cannot buy a COVID-19 “cure”. This coronavirus is new. There is no known cure at this time.

Scammers offering “free” or hard to find products will ask for your personal information before they can mail your packages. When someone starts asking for this information delete the email, hang up the phone and stop all contact.

Be alert to email and text messages that start with generic … more