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    A World of Difference

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      Transform Your Banking Experience With North Coast Credit Union

    Is there really much of a distinction between a bank and a credit union? YES! The biggest difference is North Coast Credit Union is a not-for-profit cooperative, owned and governed by our members. Unlike banks, we don't answer to stockholders on Wall Street - we answer to our members right here in Washington! Your money stays where you are.

    Another significant difference is North Coast members benefit from fewer (and lower) fees and lower loan rates. That savings can really add up over the course of a year! And, credit … more

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    Get The Service You Deserve With Lower-To-No Fees

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    Is your big bank's idea of "service with a smile" starting the New Year off with new fees? Make the change to a credit union that has called the Pacific Northwest home for over 80 years!

    At North Coast Credit Union, we offer low-fees and friendly, personalized service to all of our members. Big banks are owned by corporations who answer to shareholders and the bottom line - profits. Credit unions like, North Coast Credit Union, work differently. They are owned by YOU!

    Lower-to-no fees, better loan rates, free checking and savings accounts are just a couple of the benefits of being part … more

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    If A Big Bank Said You Are Not Their Cup Of Tea

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    North Coast Credit Union Offers First Time Home Loans That Aren’t Too Steep!

    If you've been looking around for the perfect blend of affordability, flexibility, and understanding, come see North Coast Credit Union. We work hard to find ways to help you achieve your financial goals even if you don't fit in the Big Bank Box way of thinking. 

    Here at North Coast Credit Union, we evaluate and approve loans locally and we don't sell our loans to other institutions. The final decision doesn't lie with a third party, but is made right here in-house, giving us immense flexibility. … more

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    Purchasing Power

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    Get What You Need with a Small Loan from North Coast Credit Union

    If you're out in the "real world" you may find yourself with a good job, but more financial responsibilities. The good news is North Coast Credit Union (NCCU) understands that you may want to make a purchase now -  a new computer, mountain bike, or maybe you've been putting off that much-needed car repair. You don't have to wait! NCCU offers convenient and affordable 1-year personal loans. You can see the monthly payment based on amount borrowed in the chart below:

    BORROW

    MONTHLY AMOUNT

    $1,000

    $9 … more

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    Say HELLO to Mobile Wallet

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    This summer, you don't have to carry around your wallet to buy that ice cream cone at the beach! With North Coast Credit Union Mobile Wallet, all you need is your phone to make purchases.

    It's easy to get started with your NCCU Debit or Credit Card!

    Go to the App Store.

    Download the app compatible with your phone: Apple Pay, Samsung Pay or Android Pay.

    Then link your North Coast Credit Union Debit and Big Rewards Credit Card. Or No Fee Credit Card.

    Imagine being on vacation and paying for meals and souvenirs by simply hovering your phone over the terminal at the register! Plus, … more

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    Report Card Rewards And Operation Warm

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    North Coast Credit Union Gives an A (and Cash) for Effort

    Don't just put that report card on the fridge - bring it to your local North Coast Credit Union for cash! When students, ages 5-18, bring in a report card (regardless of grades earned), we will deposit $5 into their Youth Savings Account and donate $5 to Operation Warm. This a great way for kids to Learn to Save, Learn to Give to those in need.

    Our Youth Savings Accounts require an adult co-owner. Parents or guardians can easily open these no-fee accounts with just $5. Simply bring in last semester's report card to get started … more

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    North Coast CEO presents first Skagit Change-Maker Award, Inspired by the life of Terry Belcoe

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    Marilyn Brink, North Coast CEO, (left), and Thomas Boucher, North Coast Community Development Officer (right), presented Cheryl Bishop, CEO Skagit Bank, with the Skagit Change-Maker Award, Inspired by the Life of Terry Belcoe, yesterday, during the unveiling of the Skagit Prosperity Report. Cheryl Bishop is the first to receive this prestigious award given to a person who has demonstrated dedication to improving our community. Cheryl Bishop absolutely deserves this recognition. 

    Click here to read the article in Go Skagit.

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    Drive Your Auto Loan Home

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    Ready for a new car? Get Pre-Approved or ask for a North Coast Loan at your dealership. New or Used Auto Loans .....same low rates. Use the Apply For Loan button above to get started! more

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    North Coast Staff Teach At Head Start

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    Virginia Garza, Ferndale branch (far right) and Olivo Flores-Cruz, Mount Vernon branch (their from left) taught the Financial PEOPLE Budgeting & Debt Reduction class at Head Start. Susan Lanahan, Executive Admin. Assistant was there to support and observe. These Head Start parents will take six financial classes and graduate with a certificate of completion. Nice work everyone. more

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    A History of Putting Community First

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    It was May of 1939. A gallon of gas was 10 cents and the average salary was just over $1,700 per year. In the back of the Bellingham Firehouse, the City of Bellingham Employees Credit Union was born. Loan transactions were made out of a single cash drawer and were sometimes interrupted when the fire bell rang!

    Do you know the Syre Educational Center next to the Whatcom Museum? That's where we held our inaugural Annual Meeting, back when it was the Fire Department headquarters. By 1954, we expanded our members to include postal and other public employees. In 1982, it made sense to change … more